NON-INSURANCE FINANCIAL PRODUCTS

THE INDIVIDUAL REGISTERED PENSION  PLAN  is a savings plan where regular deposits accumulate with interest to a maturity . 
Participating  Registered Pension Plan contracts in addition to guaranteed interest share in the surplus earnings distributed by the Association. 
Surplus earnings are credited before and after maturity age.  Four plans are offered –maturity at age 60 or age 65 for both males and females. 
Pension  Plans can be purchased with single premium or with deferred annual payments.  All premiums are tax deductible.  Under this plan
members are admitted between ages 18 and 55.